Specialized knowledge
Bring focused expertise to the coverage questions that do not fit neatly inside a standard process.
About Individual Benefits Group
IBG connects personal insurance guidance with employee-benefits expertise, helping families, brokers, employers, and HR teams navigate the coverage transitions that shape real lives and organizations.
One brand. Two divisions.
Family Services provides warm, practical support to individuals and families navigating health, Medicare, life, supplemental, and transition-related coverage questions. Business Solutions gives brokers and employers a specialized resource for Medicare, ACA, COBRA, and individual-market transitions.
A warm, practical starting point for people navigating a change in their family, health coverage, retirement, or protection needs.
Specialized benefits expertise that extends an existing broker or employer infrastructure.

Founder & Principal
Peter Menk founded Individual Benefits Group around a simple idea: people should not have to become insurance experts just to navigate a change in their lives or benefits program.
His work connects the individual and employer-sponsored coverage worlds—helping families understand their options while giving brokers and employers a specialized resource when an employee’s situation requires more focused attention.
The approach is straightforward: understand the situation, evaluate reasonable paths, protect the relationships involved, and make the trade-offs clear before anyone is asked to make a decision.
IBG is proud to serve the Augusta, Georgia community and the broader licensed service area.
The IBG standard
Bring focused expertise to the coverage questions that do not fit neatly inside a standard process.
Start with the situation, the person, and the questions that matter—not a generic script.
Make the trade-offs understandable before someone is asked to make a decision.
Support families, brokers, and employers with a process designed to preserve trust.
Whether the question is personal or business-related, IBG can help you find the right starting conversation.