About IBG | Insurance Guidance for Families & Businesses | Individual Benefits Group

About Individual Benefits Group

Insurance Is Personal. So Is the Way We Help.

IBG connects personal insurance guidance with employee-benefits expertise, helping families, brokers, employers, and HR teams navigate the coverage transitions that shape real lives and organizations.

One brand. Two divisions.

Insurance solutions for families. Benefits expertise for businesses.

Family Services provides warm, practical support to individuals and families navigating health, Medicare, life, supplemental, and transition-related coverage questions. Business Solutions gives brokers and employers a specialized resource for Medicare, ACA, COBRA, and individual-market transitions.

Family Services

A warm, practical starting point for people navigating a change in their family, health coverage, retirement, or protection needs.

Business Solutions

Specialized benefits expertise that extends an existing broker or employer infrastructure.

Peter Menk, Founder and Principal of Individual Benefits Group

Founder & Principal

Helping people and benefits professionals bring more clarity to difficult coverage decisions.

Peter Menk founded Individual Benefits Group around a simple idea: people should not have to become insurance experts just to navigate a change in their lives or benefits program.

His work connects the individual and employer-sponsored coverage worlds—helping families understand their options while giving brokers and employers a specialized resource when an employee’s situation requires more focused attention.

The approach is straightforward: understand the situation, evaluate reasonable paths, protect the relationships involved, and make the trade-offs clear before anyone is asked to make a decision.

IBG is proud to serve the Augusta, Georgia community and the broader licensed service area.

The IBG standard

Personal service. Specialized knowledge. Clear next steps.

Specialized knowledge

Bring focused expertise to the coverage questions that do not fit neatly inside a standard process.

Personalized service

Start with the situation, the person, and the questions that matter—not a generic script.

Independent problem-solving

Make the trade-offs understandable before someone is asked to make a decision.

Long-term relationships

Support families, brokers, and employers with a process designed to preserve trust.

Let’s start with the situation.

Whether the question is personal or business-related, IBG can help you find the right starting conversation.